Alum Rock, CA

Very High · 212

California · Population 11,619 · Updated March 2026

$2,412
Median Rent / Month
$111,976
Median Income
$880,000
Median Home Value
$2,618
Owner Costs / Month

Affordability

How far your income goes in Alum Rock

25.8%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$28,944
Annual Rent
$14,893
State Income Tax
$6,248
Property Tax (est.)

Cost of Living Overview

Alum Rock has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 212 (where 100 equals the national median), Alum Rock residents can expect to pay median rent of $2,412/month while earning a median household income of $111,976/year.

The median home value in Alum Rock, CA is $880,000, with typical monthly owner costs around $2,618 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.8%, Alum Rock falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Alum Rock.

Frequently Asked Questions

Common questions about living costs in Alum Rock

What is the cost of living in Alum Rock, CA?
The cost of living index in Alum Rock, CA is 212 (US average = 100). Median monthly rent is $2,412, median household income is $111,976/year, and the median home value is $880,000.
Is Alum Rock, CA affordable?
No, Alum Rock is more expensive than the national average with a cost index of 212. The rent-to-income ratio is 25.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Alum Rock, CA?
The median gross rent in Alum Rock, CA is $2,412 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $28,944.
What is the median household income in Alum Rock?
The median household income in Alum Rock, CA is $111,976 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.