Amesbury, MA

Very High · 134

Massachusetts · Population 17,277 · Updated March 2026

$1,573
Median Rent / Month
$100,599
Median Income
$475,400
Median Home Value
$2,074
Owner Costs / Month

Affordability

How far your income goes in Amesbury

18.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Massachusetts

State-level tax rates that affect your costs

9.0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.15%
Property Tax Rate

Estimated Annual Costs

$18,876
Annual Rent
$9,054
State Income Tax
$5,467
Property Tax (est.)

Cost of Living Overview

Amesbury has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 134 (where 100 equals the national median), Amesbury residents can expect to pay median rent of $1,573/month while earning a median household income of $100,599/year.

The median home value in Amesbury, MA is $475,400, with typical monthly owner costs around $2,074 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Massachusetts's top income tax rate of 9.0% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.25% sales tax rate and 1.15% effective property tax rate, the overall tax environment is a factor in the total cost of living in Amesbury.

Frequently Asked Questions

Common questions about living costs in Amesbury

What is the cost of living in Amesbury, MA?
The cost of living index in Amesbury, MA is 134 (US average = 100). Median monthly rent is $1,573, median household income is $100,599/year, and the median home value is $475,400.
Is Amesbury, MA affordable?
No, Amesbury is more expensive than the national average with a cost index of 134. The rent-to-income ratio is 18.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Amesbury, MA?
The median gross rent in Amesbury, MA is $1,573 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,876.
What is the median household income in Amesbury?
The median household income in Amesbury, MA is $100,599 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Massachusetts?
Massachusetts has a top income tax rate of 9.0%, a sales tax of 6.25%, and an effective property tax rate of 1.15%.