Arcadia, CA

Very High · 248

California · Population 55,550 · Updated March 2026

$2,118
Median Rent / Month
$116,142
Median Income
$1,336,500
Median Home Value
$2,312
Owner Costs / Month

Affordability

How far your income goes in Arcadia

21.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$25,416
Annual Rent
$15,447
State Income Tax
$9,489
Property Tax (est.)

Cost of Living Overview

Arcadia has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 248 (where 100 equals the national median), Arcadia residents can expect to pay median rent of $2,118/month while earning a median household income of $116,142/year.

The median home value in Arcadia, CA is $1,336,500, with typical monthly owner costs around $2,312 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Arcadia.

Frequently Asked Questions

Common questions about living costs in Arcadia

What is the cost of living in Arcadia, CA?
The cost of living index in Arcadia, CA is 248 (US average = 100). Median monthly rent is $2,118, median household income is $116,142/year, and the median home value is $1,336,500.
Is Arcadia, CA affordable?
No, Arcadia is more expensive than the national average with a cost index of 248. The rent-to-income ratio is 21.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Arcadia, CA?
The median gross rent in Arcadia, CA is $2,118 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $25,416.
What is the median household income in Arcadia?
The median household income in Arcadia, CA is $116,142 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.