Ashland, OR

Above Avg · 126

Oregon · Population 21,343 · Updated March 2026

$1,367
Median Rent / Month
$71,782
Median Income
$573,700
Median Home Value
$1,379
Owner Costs / Month

Affordability

How far your income goes in Ashland

22.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$16,404
Annual Rent
$7,106
State Income Tax
$5,335
Property Tax (est.)

Cost of Living Overview

Ashland has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 126 (where 100 equals the national median), Ashland residents can expect to pay median rent of $1,367/month while earning a median household income of $71,782/year.

The median home value in Ashland, OR is $573,700, with typical monthly owner costs around $1,379 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ashland.

Frequently Asked Questions

Common questions about living costs in Ashland

What is the cost of living in Ashland, OR?
The cost of living index in Ashland, OR is 126 (US average = 100). Median monthly rent is $1,367, median household income is $71,782/year, and the median home value is $573,700.
Is Ashland, OR affordable?
No, Ashland is more expensive than the national average with a cost index of 126. The rent-to-income ratio is 22.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ashland, OR?
The median gross rent in Ashland, OR is $1,367 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $16,404.
What is the median household income in Ashland?
The median household income in Ashland, OR is $71,782 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.