Atascadero, CA

Very High · 163

California · Population 29,735 · Updated March 2026

$1,855
Median Rent / Month
$88,830
Median Income
$673,400
Median Home Value
$2,025
Owner Costs / Month

Affordability

How far your income goes in Atascadero

25.1%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$22,260
Annual Rent
$11,814
State Income Tax
$4,781
Property Tax (est.)

Cost of Living Overview

Atascadero has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 163 (where 100 equals the national median), Atascadero residents can expect to pay median rent of $1,855/month while earning a median household income of $88,830/year.

The median home value in Atascadero, CA is $673,400, with typical monthly owner costs around $2,025 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.1%, Atascadero falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Atascadero.

Frequently Asked Questions

Common questions about living costs in Atascadero

What is the cost of living in Atascadero, CA?
The cost of living index in Atascadero, CA is 163 (US average = 100). Median monthly rent is $1,855, median household income is $88,830/year, and the median home value is $673,400.
Is Atascadero, CA affordable?
No, Atascadero is more expensive than the national average with a cost index of 163. The rent-to-income ratio is 25.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Atascadero, CA?
The median gross rent in Atascadero, CA is $1,855 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $22,260.
What is the median household income in Atascadero?
The median household income in Atascadero, CA is $88,830 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.