Baker, OR

Very Low · 66

Oregon · Population 10,177 · Updated March 2026

$833
Median Rent / Month
$58,125
Median Income
$233,500
Median Home Value
$926
Owner Costs / Month

Affordability

How far your income goes in Baker

17.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$9,996
Annual Rent
$5,754
State Income Tax
$2,172
Property Tax (est.)

Cost of Living Overview

Baker is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 66 (where 100 equals the national median), Baker residents can expect to pay median rent of $833/month while earning a median household income of $58,125/year.

The median home value in Baker, OR is $233,500, with typical monthly owner costs around $926 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Baker.

Frequently Asked Questions

Common questions about living costs in Baker

What is the cost of living in Baker, OR?
The cost of living index in Baker, OR is 66 (US average = 100). Median monthly rent is $833, median household income is $58,125/year, and the median home value is $233,500.
Is Baker, OR affordable?
Yes, Baker is more affordable than the national average with a cost index of 66. The rent-to-income ratio is 17.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Baker, OR?
The median gross rent in Baker, OR is $833 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,996.
What is the median household income in Baker?
The median household income in Baker, OR is $58,125 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.