California · Population 408,366 · Updated March 2026
How far your income goes in Bakersfield
State-level tax rates that affect your costs
Bakersfield has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 104 (where 100 equals the national median), Bakersfield residents can expect to pay median rent of $1,371/month while earning a median household income of $77,397/year.
The median home value in Bakersfield, CA is $347,300, with typical monthly owner costs around $1,540 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.
California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Bakersfield.
Common questions about living costs in Bakersfield
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