Balch Springs, TX

Below Avg · 80

Texas · Population 27,181 · Updated March 2026

$1,260
Median Rent / Month
$70,528
Median Income
$208,200
Median Home Value
$1,202
Owner Costs / Month

Affordability

How far your income goes in Balch Springs

21.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$15,120
Annual Rent
$0
State Income Tax
$3,331
Property Tax (est.)

Cost of Living Overview

Balch Springs is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 80 (where 100 equals the national median), Balch Springs residents can expect to pay median rent of $1,260/month while earning a median household income of $70,528/year.

The median home value in Balch Springs, TX is $208,200, with typical monthly owner costs around $1,202 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Balch Springs.

Frequently Asked Questions

Common questions about living costs in Balch Springs

What is the cost of living in Balch Springs, TX?
The cost of living index in Balch Springs, TX is 80 (US average = 100). Median monthly rent is $1,260, median household income is $70,528/year, and the median home value is $208,200.
Is Balch Springs, TX affordable?
Yes, Balch Springs is more affordable than the national average with a cost index of 80. The rent-to-income ratio is 21.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Balch Springs, TX?
The median gross rent in Balch Springs, TX is $1,260 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,120.
What is the median household income in Balch Springs?
The median household income in Balch Springs, TX is $70,528 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.