Ballenger Creek, MD

Above Avg · 129

Maryland · Population 25,866 · Updated March 2026

$1,913
Median Rent / Month
$108,385
Median Income
$369,800
Median Home Value
$1,903
Owner Costs / Month

Affordability

How far your income goes in Ballenger Creek

21.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Maryland

State-level tax rates that affect your costs

5.75%
Income Tax (Top Rate)
6.0%
Sales Tax
1.07%
Property Tax Rate

Estimated Annual Costs

$22,956
Annual Rent
$6,232
State Income Tax
$3,957
Property Tax (est.)

Cost of Living Overview

Ballenger Creek has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 129 (where 100 equals the national median), Ballenger Creek residents can expect to pay median rent of $1,913/month while earning a median household income of $108,385/year.

The median home value in Ballenger Creek, MD is $369,800, with typical monthly owner costs around $1,903 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Maryland has a moderate income tax rate of 5.75%. Combined with a 6.0% sales tax rate and 1.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ballenger Creek.

Frequently Asked Questions

Common questions about living costs in Ballenger Creek

What is the cost of living in Ballenger Creek, MD?
The cost of living index in Ballenger Creek, MD is 129 (US average = 100). Median monthly rent is $1,913, median household income is $108,385/year, and the median home value is $369,800.
Is Ballenger Creek, MD affordable?
No, Ballenger Creek is more expensive than the national average with a cost index of 129. The rent-to-income ratio is 21.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ballenger Creek, MD?
The median gross rent in Ballenger Creek, MD is $1,913 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $22,956.
What is the median household income in Ballenger Creek?
The median household income in Ballenger Creek, MD is $108,385 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Maryland?
Maryland has a top income tax rate of 5.75%, a sales tax of 6.0%, and an effective property tax rate of 1.07%.