Ballwin, MO

Average · 107

Missouri · Population 30,835 · Updated March 2026

$1,386
Median Rent / Month
$121,170
Median Income
$353,400
Median Home Value
$1,609
Owner Costs / Month

Affordability

How far your income goes in Ballwin

13.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$16,632
Annual Rent
$5,998
State Income Tax
$3,287
Property Tax (est.)

Cost of Living Overview

Ballwin is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 107 (where 100 equals the national median), Ballwin residents can expect to pay median rent of $1,386/month while earning a median household income of $121,170/year.

The median home value in Ballwin, MO is $353,400, with typical monthly owner costs around $1,609 including mortgage, insurance, and taxes. The median rent-to-income ratio of 13.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ballwin.

Frequently Asked Questions

Common questions about living costs in Ballwin

What is the cost of living in Ballwin, MO?
The cost of living index in Ballwin, MO is 107 (US average = 100). Median monthly rent is $1,386, median household income is $121,170/year, and the median home value is $353,400.
Is Ballwin, MO affordable?
No, Ballwin is more expensive than the national average with a cost index of 107. The rent-to-income ratio is 13.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ballwin, MO?
The median gross rent in Ballwin, MO is $1,386 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $16,632.
What is the median household income in Ballwin?
The median household income in Ballwin, MO is $121,170 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.