Bartow, FL

Very Low · 72

Florida · Population 19,801 · Updated March 2026

$1,073
Median Rent / Month
$66,944
Median Income
$210,400
Median Home Value
$1,039
Owner Costs / Month

Affordability

How far your income goes in Bartow

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Florida

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.86%
Property Tax Rate

Estimated Annual Costs

$12,876
Annual Rent
$0
State Income Tax
$1,809
Property Tax (est.)

Cost of Living Overview

Bartow is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 72 (where 100 equals the national median), Bartow residents can expect to pay median rent of $1,073/month while earning a median household income of $66,944/year.

The median home value in Bartow, FL is $210,400, with typical monthly owner costs around $1,039 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Florida has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.0% sales tax rate and 0.86% effective property tax rate, the overall tax environment helps keep costs manageable in Bartow.

Frequently Asked Questions

Common questions about living costs in Bartow

What is the cost of living in Bartow, FL?
The cost of living index in Bartow, FL is 72 (US average = 100). Median monthly rent is $1,073, median household income is $66,944/year, and the median home value is $210,400.
Is Bartow, FL affordable?
Yes, Bartow is more affordable than the national average with a cost index of 72. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Bartow, FL?
The median gross rent in Bartow, FL is $1,073 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,876.
What is the median household income in Bartow?
The median household income in Bartow, FL is $66,944 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Florida?
Florida has a top income tax rate of 0%, a sales tax of 6.0%, and an effective property tax rate of 0.86%. Notably, there is no state income tax.