Bellaire, TX

Very High · 240

Texas · Population 17,116 · Updated March 2026

$2,705
Median Rent / Month
$236,311
Median Income
$978,300
Median Home Value
$3,128
Owner Costs / Month

Affordability

How far your income goes in Bellaire

13.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$32,460
Annual Rent
$0
State Income Tax
$15,653
Property Tax (est.)

Cost of Living Overview

Bellaire has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 240 (where 100 equals the national median), Bellaire residents can expect to pay median rent of $2,705/month while earning a median household income of $236,311/year.

The median home value in Bellaire, TX is $978,300, with typical monthly owner costs around $3,128 including mortgage, insurance, and taxes. The median rent-to-income ratio of 13.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Bellaire.

Frequently Asked Questions

Common questions about living costs in Bellaire

What is the cost of living in Bellaire, TX?
The cost of living index in Bellaire, TX is 240 (US average = 100). Median monthly rent is $2,705, median household income is $236,311/year, and the median home value is $978,300.
Is Bellaire, TX affordable?
No, Bellaire is more expensive than the national average with a cost index of 240. The rent-to-income ratio is 13.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Bellaire, TX?
The median gross rent in Bellaire, TX is $2,705 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $32,460.
What is the median household income in Bellaire?
The median household income in Bellaire, TX is $236,311 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.