Belton, MO

Below Avg · 75

Missouri · Population 24,618 · Updated March 2026

$1,235
Median Rent / Month
$70,525
Median Income
$185,400
Median Home Value
$1,118
Owner Costs / Month

Affordability

How far your income goes in Belton

21.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$14,820
Annual Rent
$3,491
State Income Tax
$1,724
Property Tax (est.)

Cost of Living Overview

Belton is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 75 (where 100 equals the national median), Belton residents can expect to pay median rent of $1,235/month while earning a median household income of $70,525/year.

The median home value in Belton, MO is $185,400, with typical monthly owner costs around $1,118 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Belton.

Frequently Asked Questions

Common questions about living costs in Belton

What is the cost of living in Belton, MO?
The cost of living index in Belton, MO is 75 (US average = 100). Median monthly rent is $1,235, median household income is $70,525/year, and the median home value is $185,400.
Is Belton, MO affordable?
Yes, Belton is more affordable than the national average with a cost index of 75. The rent-to-income ratio is 21.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Belton, MO?
The median gross rent in Belton, MO is $1,235 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,820.
What is the median household income in Belton?
The median household income in Belton, MO is $70,525 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.