Belton, TX

Below Avg · 85

Texas · Population 23,769 · Updated March 2026

$1,237
Median Rent / Month
$63,544
Median Income
$252,000
Median Home Value
$1,275
Owner Costs / Month

Affordability

How far your income goes in Belton

23.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$14,844
Annual Rent
$0
State Income Tax
$4,032
Property Tax (est.)

Cost of Living Overview

Belton offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 85 (where 100 equals the national median), Belton residents can expect to pay median rent of $1,237/month while earning a median household income of $63,544/year.

The median home value in Belton, TX is $252,000, with typical monthly owner costs around $1,275 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Belton.

Frequently Asked Questions

Common questions about living costs in Belton

What is the cost of living in Belton, TX?
The cost of living index in Belton, TX is 85 (US average = 100). Median monthly rent is $1,237, median household income is $63,544/year, and the median home value is $252,000.
Is Belton, TX affordable?
Yes, Belton is more affordable than the national average with a cost index of 85. The rent-to-income ratio is 23.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Belton, TX?
The median gross rent in Belton, TX is $1,237 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,844.
What is the median household income in Belton?
The median household income in Belton, TX is $63,544 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.