Beltsville, MD

Very High · 134

Maryland · Population 19,086 · Updated March 2026

$1,989
Median Rent / Month
$97,115
Median Income
$381,100
Median Home Value
$2,041
Owner Costs / Month

Affordability

How far your income goes in Beltsville

24.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Maryland

State-level tax rates that affect your costs

5.75%
Income Tax (Top Rate)
6.0%
Sales Tax
1.07%
Property Tax Rate

Estimated Annual Costs

$23,868
Annual Rent
$5,584
State Income Tax
$4,078
Property Tax (est.)

Cost of Living Overview

Beltsville has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 134 (where 100 equals the national median), Beltsville residents can expect to pay median rent of $1,989/month while earning a median household income of $97,115/year.

The median home value in Beltsville, MD is $381,100, with typical monthly owner costs around $2,041 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Maryland has a moderate income tax rate of 5.75%. Combined with a 6.0% sales tax rate and 1.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in Beltsville.

Frequently Asked Questions

Common questions about living costs in Beltsville

What is the cost of living in Beltsville, MD?
The cost of living index in Beltsville, MD is 134 (US average = 100). Median monthly rent is $1,989, median household income is $97,115/year, and the median home value is $381,100.
Is Beltsville, MD affordable?
No, Beltsville is more expensive than the national average with a cost index of 134. The rent-to-income ratio is 24.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Beltsville, MD?
The median gross rent in Beltsville, MD is $1,989 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $23,868.
What is the median household income in Beltsville?
The median household income in Beltsville, MD is $97,115 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Maryland?
Maryland has a top income tax rate of 5.75%, a sales tax of 6.0%, and an effective property tax rate of 1.07%.