Bend, OR

Very High · 153

Oregon · Population 101,472 · Updated March 2026

$1,767
Median Rent / Month
$88,792
Median Income
$646,800
Median Home Value
$1,766
Owner Costs / Month

Affordability

How far your income goes in Bend

23.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$21,204
Annual Rent
$8,790
State Income Tax
$6,015
Property Tax (est.)

Cost of Living Overview

Bend has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 153 (where 100 equals the national median), Bend residents can expect to pay median rent of $1,767/month while earning a median household income of $88,792/year.

The median home value in Bend, OR is $646,800, with typical monthly owner costs around $1,766 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Bend.

Frequently Asked Questions

Common questions about living costs in Bend

What is the cost of living in Bend, OR?
The cost of living index in Bend, OR is 153 (US average = 100). Median monthly rent is $1,767, median household income is $88,792/year, and the median home value is $646,800.
Is Bend, OR affordable?
No, Bend is more expensive than the national average with a cost index of 153. The rent-to-income ratio is 23.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Bend, OR?
The median gross rent in Bend, OR is $1,767 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,204.
What is the median household income in Bend?
The median household income in Bend, OR is $88,792 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.