Berthoud, CO

Very High · 136

Colorado · Population 11,684 · Updated March 2026

$1,708
Median Rent / Month
$111,297
Median Income
$487,700
Median Home Value
$1,917
Owner Costs / Month

Affordability

How far your income goes in Berthoud

18.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Colorado

State-level tax rates that affect your costs

4.4%
Income Tax (Top Rate)
2.9%
Sales Tax
0.51%
Property Tax Rate

Estimated Annual Costs

$20,496
Annual Rent
$4,897
State Income Tax
$2,487
Property Tax (est.)

Cost of Living Overview

Berthoud has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 136 (where 100 equals the national median), Berthoud residents can expect to pay median rent of $1,708/month while earning a median household income of $111,297/year.

The median home value in Berthoud, CO is $487,700, with typical monthly owner costs around $1,917 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Colorado has a moderate income tax rate of 4.4%. Combined with a 2.9% sales tax rate and 0.51% effective property tax rate, the overall tax environment is a factor in the total cost of living in Berthoud.

Frequently Asked Questions

Common questions about living costs in Berthoud

What is the cost of living in Berthoud, CO?
The cost of living index in Berthoud, CO is 136 (US average = 100). Median monthly rent is $1,708, median household income is $111,297/year, and the median home value is $487,700.
Is Berthoud, CO affordable?
No, Berthoud is more expensive than the national average with a cost index of 136. The rent-to-income ratio is 18.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Berthoud, CO?
The median gross rent in Berthoud, CO is $1,708 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,496.
What is the median household income in Berthoud?
The median household income in Berthoud, CO is $111,297 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Colorado?
Colorado has a top income tax rate of 4.4%, a sales tax of 2.9%, and an effective property tax rate of 0.51%.