Blaine, MN

Above Avg · 113

Minnesota · Population 71,261 · Updated March 2026

$1,707
Median Rent / Month
$103,382
Median Income
$327,500
Median Home Value
$1,607
Owner Costs / Month

Affordability

How far your income goes in Blaine

19.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Minnesota

State-level tax rates that affect your costs

9.85%
Income Tax (Top Rate)
6.875%
Sales Tax
1.11%
Property Tax Rate

Estimated Annual Costs

$20,484
Annual Rent
$10,183
State Income Tax
$3,635
Property Tax (est.)

Cost of Living Overview

Blaine is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 113 (where 100 equals the national median), Blaine residents can expect to pay median rent of $1,707/month while earning a median household income of $103,382/year.

The median home value in Blaine, MN is $327,500, with typical monthly owner costs around $1,607 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Minnesota's top income tax rate of 9.85% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.875% sales tax rate and 1.11% effective property tax rate, the overall tax environment is a factor in the total cost of living in Blaine.

Frequently Asked Questions

Common questions about living costs in Blaine

What is the cost of living in Blaine, MN?
The cost of living index in Blaine, MN is 113 (US average = 100). Median monthly rent is $1,707, median household income is $103,382/year, and the median home value is $327,500.
Is Blaine, MN affordable?
No, Blaine is more expensive than the national average with a cost index of 113. The rent-to-income ratio is 19.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Blaine, MN?
The median gross rent in Blaine, MN is $1,707 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $20,484.
What is the median household income in Blaine?
The median household income in Blaine, MN is $103,382 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Minnesota?
Minnesota has a top income tax rate of 9.85%, a sales tax of 6.875%, and an effective property tax rate of 1.11%.