Blue Springs, MO

Below Avg · 84

Missouri · Population 59,416 · Updated March 2026

$1,213
Median Rent / Month
$84,075
Median Income
$241,500
Median Home Value
$1,308
Owner Costs / Month

Affordability

How far your income goes in Blue Springs

17.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$14,556
Annual Rent
$4,162
State Income Tax
$2,246
Property Tax (est.)

Cost of Living Overview

Blue Springs is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 84 (where 100 equals the national median), Blue Springs residents can expect to pay median rent of $1,213/month while earning a median household income of $84,075/year.

The median home value in Blue Springs, MO is $241,500, with typical monthly owner costs around $1,308 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Blue Springs.

Frequently Asked Questions

Common questions about living costs in Blue Springs

What is the cost of living in Blue Springs, MO?
The cost of living index in Blue Springs, MO is 84 (US average = 100). Median monthly rent is $1,213, median household income is $84,075/year, and the median home value is $241,500.
Is Blue Springs, MO affordable?
Yes, Blue Springs is more affordable than the national average with a cost index of 84. The rent-to-income ratio is 17.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Blue Springs, MO?
The median gross rent in Blue Springs, MO is $1,213 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,556.
What is the median household income in Blue Springs?
The median household income in Blue Springs, MO is $84,075 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.