Bluffton, IN

Very Low · 52

Indiana · Population 10,539 · Updated March 2026

$816
Median Rent / Month
$57,929
Median Income
$136,800
Median Home Value
$801
Owner Costs / Month

Affordability

How far your income goes in Bluffton

16.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Indiana

State-level tax rates that affect your costs

3.05%
Income Tax (Top Rate)
7.0%
Sales Tax
0.83%
Property Tax Rate

Estimated Annual Costs

$9,792
Annual Rent
$1,767
State Income Tax
$1,135
Property Tax (est.)

Cost of Living Overview

Bluffton is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 52 (where 100 equals the national median), Bluffton residents can expect to pay median rent of $816/month while earning a median household income of $57,929/year.

The median home value in Bluffton, IN is $136,800, with typical monthly owner costs around $801 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Indiana has a moderate income tax rate of 3.05%. Combined with a 7.0% sales tax rate and 0.83% effective property tax rate, the overall tax environment is a factor in the total cost of living in Bluffton.

Frequently Asked Questions

Common questions about living costs in Bluffton

What is the cost of living in Bluffton, IN?
The cost of living index in Bluffton, IN is 52 (US average = 100). Median monthly rent is $816, median household income is $57,929/year, and the median home value is $136,800.
Is Bluffton, IN affordable?
Yes, Bluffton is more affordable than the national average with a cost index of 52. The rent-to-income ratio is 16.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Bluffton, IN?
The median gross rent in Bluffton, IN is $816 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,792.
What is the median household income in Bluffton?
The median household income in Bluffton, IN is $57,929 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Indiana?
Indiana has a top income tax rate of 3.05%, a sales tax of 7.0%, and an effective property tax rate of 0.83%.