Boerne, TX

Above Avg · 123

Texas · Population 19,509 · Updated March 2026

$1,577
Median Rent / Month
$86,838
Median Income
$437,100
Median Home Value
$1,690
Owner Costs / Month

Affordability

How far your income goes in Boerne

21.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$18,924
Annual Rent
$0
State Income Tax
$6,994
Property Tax (est.)

Cost of Living Overview

Boerne has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 123 (where 100 equals the national median), Boerne residents can expect to pay median rent of $1,577/month while earning a median household income of $86,838/year.

The median home value in Boerne, TX is $437,100, with typical monthly owner costs around $1,690 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Boerne.

Frequently Asked Questions

Common questions about living costs in Boerne

What is the cost of living in Boerne, TX?
The cost of living index in Boerne, TX is 123 (US average = 100). Median monthly rent is $1,577, median household income is $86,838/year, and the median home value is $437,100.
Is Boerne, TX affordable?
No, Boerne is more expensive than the national average with a cost index of 123. The rent-to-income ratio is 21.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Boerne, TX?
The median gross rent in Boerne, TX is $1,577 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $18,924.
What is the median household income in Boerne?
The median household income in Boerne, TX is $86,838 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.