Camarillo, CA

Very High · 205

California · Population 70,244 · Updated March 2026

$2,650
Median Rent / Month
$109,390
Median Income
$766,100
Median Home Value
$2,556
Owner Costs / Month

Affordability

How far your income goes in Camarillo

29.1%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$31,800
Annual Rent
$14,549
State Income Tax
$5,439
Property Tax (est.)

Cost of Living Overview

Camarillo has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 205 (where 100 equals the national median), Camarillo residents can expect to pay median rent of $2,650/month while earning a median household income of $109,390/year.

The median home value in Camarillo, CA is $766,100, with typical monthly owner costs around $2,556 including mortgage, insurance, and taxes. With a rent-to-income ratio of 29.1%, Camarillo falls within the generally affordable range, though it's approaching the 30% burden threshold.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Camarillo.

Frequently Asked Questions

Common questions about living costs in Camarillo

What is the cost of living in Camarillo, CA?
The cost of living index in Camarillo, CA is 205 (US average = 100). Median monthly rent is $2,650, median household income is $109,390/year, and the median home value is $766,100.
Is Camarillo, CA affordable?
No, Camarillo is more expensive than the national average with a cost index of 205. The rent-to-income ratio is 29.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Camarillo, CA?
The median gross rent in Camarillo, CA is $2,650 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $31,800.
What is the median household income in Camarillo?
The median household income in Camarillo, CA is $109,390 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.