Campbellsville, KY

Very Low · 48

Kentucky · Population 11,523 · Updated March 2026

$657
Median Rent / Month
$49,389
Median Income
$162,900
Median Home Value
$670
Owner Costs / Month

Affordability

How far your income goes in Campbellsville

16.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Kentucky

State-level tax rates that affect your costs

4.0%
Income Tax (Top Rate)
6.0%
Sales Tax
0.83%
Property Tax Rate

Estimated Annual Costs

$7,884
Annual Rent
$1,976
State Income Tax
$1,352
Property Tax (est.)

Cost of Living Overview

Campbellsville is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 48 (where 100 equals the national median), Campbellsville residents can expect to pay median rent of $657/month while earning a median household income of $49,389/year.

The median home value in Campbellsville, KY is $162,900, with typical monthly owner costs around $670 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Kentucky has a moderate income tax rate of 4.0%. Combined with a 6.0% sales tax rate and 0.83% effective property tax rate, the overall tax environment is a factor in the total cost of living in Campbellsville.

Frequently Asked Questions

Common questions about living costs in Campbellsville

What is the cost of living in Campbellsville, KY?
The cost of living index in Campbellsville, KY is 48 (US average = 100). Median monthly rent is $657, median household income is $49,389/year, and the median home value is $162,900.
Is Campbellsville, KY affordable?
Yes, Campbellsville is more affordable than the national average with a cost index of 48. The rent-to-income ratio is 16.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Campbellsville, KY?
The median gross rent in Campbellsville, KY is $657 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $7,884.
What is the median household income in Campbellsville?
The median household income in Campbellsville, KY is $49,389 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Kentucky?
Kentucky has a top income tax rate of 4.0%, a sales tax of 6.0%, and an effective property tax rate of 0.83%.