Carbondale, IL

Very Low · 49

Illinois · Population 21,813 · Updated March 2026

$750
Median Rent / Month
$29,670
Median Income
$124,800
Median Home Value
$765
Owner Costs / Month

Affordability

How far your income goes in Carbondale

30.3%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Illinois

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
6.25%
Sales Tax
2.07%
Property Tax Rate

Estimated Annual Costs

$9,000
Annual Rent
$1,469
State Income Tax
$2,583
Property Tax (est.)

Cost of Living Overview

Carbondale is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 49 (where 100 equals the national median), Carbondale residents can expect to pay median rent of $750/month while earning a median household income of $29,670/year.

The median home value in Carbondale, IL is $124,800, with typical monthly owner costs around $765 including mortgage, insurance, and taxes. At 30.3% rent-to-income ratio, residents of Carbondale are spending more than the recommended 30% of income on housing, indicating moderate cost burden.

Illinois has a moderate income tax rate of 4.95%. Combined with a 6.25% sales tax rate and 2.07% effective property tax rate, the overall tax environment is a factor in the total cost of living in Carbondale.

Frequently Asked Questions

Common questions about living costs in Carbondale

What is the cost of living in Carbondale, IL?
The cost of living index in Carbondale, IL is 49 (US average = 100). Median monthly rent is $750, median household income is $29,670/year, and the median home value is $124,800.
Is Carbondale, IL affordable?
Yes, Carbondale is more affordable than the national average with a cost index of 49. The rent-to-income ratio is 30.3%—above the 30%% affordability threshold.
What is the average rent in Carbondale, IL?
The median gross rent in Carbondale, IL is $750 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,000.
What is the median household income in Carbondale?
The median household income in Carbondale, IL is $29,670 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Illinois?
Illinois has a top income tax rate of 4.95%, a sales tax of 6.25%, and an effective property tax rate of 2.07%.