Cartersville, GA

Below Avg · 89

Georgia · Population 23,617 · Updated March 2026

$1,194
Median Rent / Month
$78,640
Median Income
$298,000
Median Home Value
$1,284
Owner Costs / Month

Affordability

How far your income goes in Cartersville

18.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Georgia

State-level tax rates that affect your costs

5.49%
Income Tax (Top Rate)
4.0%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$14,328
Annual Rent
$4,317
State Income Tax
$2,742
Property Tax (est.)

Cost of Living Overview

Cartersville offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 89 (where 100 equals the national median), Cartersville residents can expect to pay median rent of $1,194/month while earning a median household income of $78,640/year.

The median home value in Cartersville, GA is $298,000, with typical monthly owner costs around $1,284 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Georgia has a moderate income tax rate of 5.49%. Combined with a 4.0% sales tax rate and 0.92% effective property tax rate, the overall tax environment is a factor in the total cost of living in Cartersville.

Frequently Asked Questions

Common questions about living costs in Cartersville

What is the cost of living in Cartersville, GA?
The cost of living index in Cartersville, GA is 89 (US average = 100). Median monthly rent is $1,194, median household income is $78,640/year, and the median home value is $298,000.
Is Cartersville, GA affordable?
Yes, Cartersville is more affordable than the national average with a cost index of 89. The rent-to-income ratio is 18.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Cartersville, GA?
The median gross rent in Cartersville, GA is $1,194 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,328.
What is the median household income in Cartersville?
The median household income in Cartersville, GA is $78,640 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Georgia?
Georgia has a top income tax rate of 5.49%, a sales tax of 4.0%, and an effective property tax rate of 0.92%.