Center Point, AL

Very Low · 66

Alabama · Population 16,125 · Updated March 2026

$1,161
Median Rent / Month
$52,401
Median Income
$130,200
Median Home Value
$1,075
Owner Costs / Month

Affordability

How far your income goes in Center Point

26.6%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Alabama

State-level tax rates that affect your costs

5.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.41%
Property Tax Rate

Estimated Annual Costs

$13,932
Annual Rent
$2,620
State Income Tax
$534
Property Tax (est.)

Cost of Living Overview

Center Point is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 66 (where 100 equals the national median), Center Point residents can expect to pay median rent of $1,161/month while earning a median household income of $52,401/year.

The median home value in Center Point, AL is $130,200, with typical monthly owner costs around $1,075 including mortgage, insurance, and taxes. With a rent-to-income ratio of 26.6%, Center Point falls within the generally affordable range, though it's approaching the 30% burden threshold.

Alabama has a moderate income tax rate of 5.0%. Combined with a 4.0% sales tax rate and 0.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Center Point.

Frequently Asked Questions

Common questions about living costs in Center Point

What is the cost of living in Center Point, AL?
The cost of living index in Center Point, AL is 66 (US average = 100). Median monthly rent is $1,161, median household income is $52,401/year, and the median home value is $130,200.
Is Center Point, AL affordable?
Yes, Center Point is more affordable than the national average with a cost index of 66. The rent-to-income ratio is 26.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Center Point, AL?
The median gross rent in Center Point, AL is $1,161 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,932.
What is the median household income in Center Point?
The median household income in Center Point, AL is $52,401 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Alabama?
Alabama has a top income tax rate of 5.0%, a sales tax of 4.0%, and an effective property tax rate of 0.41%.