Centralia, WA

Below Avg · 77

Washington · Population 18,457 · Updated March 2026

$1,003
Median Rent / Month
$52,387
Median Income
$267,600
Median Home Value
$1,104
Owner Costs / Month

Affordability

How far your income goes in Centralia

23.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Washington

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.5%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$12,036
Annual Rent
$0
State Income Tax
$2,462
Property Tax (est.)

Cost of Living Overview

Centralia is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 77 (where 100 equals the national median), Centralia residents can expect to pay median rent of $1,003/month while earning a median household income of $52,387/year.

The median home value in Centralia, WA is $267,600, with typical monthly owner costs around $1,104 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Washington has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.5% sales tax rate and 0.92% effective property tax rate, the overall tax environment helps keep costs manageable in Centralia.

Frequently Asked Questions

Common questions about living costs in Centralia

What is the cost of living in Centralia, WA?
The cost of living index in Centralia, WA is 77 (US average = 100). Median monthly rent is $1,003, median household income is $52,387/year, and the median home value is $267,600.
Is Centralia, WA affordable?
Yes, Centralia is more affordable than the national average with a cost index of 77. The rent-to-income ratio is 23.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Centralia, WA?
The median gross rent in Centralia, WA is $1,003 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,036.
What is the median household income in Centralia?
The median household income in Centralia, WA is $52,387 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Washington?
Washington has a top income tax rate of 0%, a sales tax of 6.5%, and an effective property tax rate of 0.92%. Notably, there is no state income tax.