Ceres, CA

Above Avg · 116

California · Population 48,918 · Updated March 2026

$1,584
Median Rent / Month
$76,862
Median Income
$397,200
Median Home Value
$1,546
Owner Costs / Month

Affordability

How far your income goes in Ceres

24.7%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$19,008
Annual Rent
$10,223
State Income Tax
$2,820
Property Tax (est.)

Cost of Living Overview

Ceres is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 116 (where 100 equals the national median), Ceres residents can expect to pay median rent of $1,584/month while earning a median household income of $76,862/year.

The median home value in Ceres, CA is $397,200, with typical monthly owner costs around $1,546 including mortgage, insurance, and taxes. The median rent-to-income ratio of 24.7% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ceres.

Frequently Asked Questions

Common questions about living costs in Ceres

What is the cost of living in Ceres, CA?
The cost of living index in Ceres, CA is 116 (US average = 100). Median monthly rent is $1,584, median household income is $76,862/year, and the median home value is $397,200.
Is Ceres, CA affordable?
No, Ceres is more expensive than the national average with a cost index of 116. The rent-to-income ratio is 24.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ceres, CA?
The median gross rent in Ceres, CA is $1,584 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $19,008.
What is the median household income in Ceres?
The median household income in Ceres, CA is $76,862 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.