Cheektowaga, NY

Very Low · 66

New York · Population 76,251 · Updated March 2026

$1,025
Median Rent / Month
$66,293
Median Income
$169,200
Median Home Value
$1,028
Owner Costs / Month

Affordability

How far your income goes in Cheektowaga

18.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$12,300
Annual Rent
$7,226
State Income Tax
$2,741
Property Tax (est.)

Cost of Living Overview

Cheektowaga is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 66 (where 100 equals the national median), Cheektowaga residents can expect to pay median rent of $1,025/month while earning a median household income of $66,293/year.

The median home value in Cheektowaga, NY is $169,200, with typical monthly owner costs around $1,028 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in Cheektowaga.

Frequently Asked Questions

Common questions about living costs in Cheektowaga

What is the cost of living in Cheektowaga, NY?
The cost of living index in Cheektowaga, NY is 66 (US average = 100). Median monthly rent is $1,025, median household income is $66,293/year, and the median home value is $169,200.
Is Cheektowaga, NY affordable?
Yes, Cheektowaga is more affordable than the national average with a cost index of 66. The rent-to-income ratio is 18.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Cheektowaga, NY?
The median gross rent in Cheektowaga, NY is $1,025 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,300.
What is the median household income in Cheektowaga?
The median household income in Cheektowaga, NY is $66,293 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.