Cibolo, TX

Above Avg · 127

Texas · Population 33,829 · Updated March 2026

$2,008
Median Rent / Month
$125,230
Median Income
$324,600
Median Home Value
$1,934
Owner Costs / Month

Affordability

How far your income goes in Cibolo

19.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$24,096
Annual Rent
$0
State Income Tax
$5,194
Property Tax (est.)

Cost of Living Overview

Cibolo has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 127 (where 100 equals the national median), Cibolo residents can expect to pay median rent of $2,008/month while earning a median household income of $125,230/year.

The median home value in Cibolo, TX is $324,600, with typical monthly owner costs around $1,934 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Cibolo.

Frequently Asked Questions

Common questions about living costs in Cibolo

What is the cost of living in Cibolo, TX?
The cost of living index in Cibolo, TX is 127 (US average = 100). Median monthly rent is $2,008, median household income is $125,230/year, and the median home value is $324,600.
Is Cibolo, TX affordable?
No, Cibolo is more expensive than the national average with a cost index of 127. The rent-to-income ratio is 19.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Cibolo, TX?
The median gross rent in Cibolo, TX is $2,008 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $24,096.
What is the median household income in Cibolo?
The median household income in Cibolo, TX is $125,230 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.