Cinco Ranch, TX

Very High · 144

Texas · Population 19,139 · Updated March 2026

$1,968
Median Rent / Month
$157,395
Median Income
$459,500
Median Home Value
$2,117
Owner Costs / Month

Affordability

How far your income goes in Cinco Ranch

15.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$23,616
Annual Rent
$0
State Income Tax
$7,352
Property Tax (est.)

Cost of Living Overview

Cinco Ranch has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 144 (where 100 equals the national median), Cinco Ranch residents can expect to pay median rent of $1,968/month while earning a median household income of $157,395/year.

The median home value in Cinco Ranch, TX is $459,500, with typical monthly owner costs around $2,117 including mortgage, insurance, and taxes. The median rent-to-income ratio of 15.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Cinco Ranch.

Frequently Asked Questions

Common questions about living costs in Cinco Ranch

What is the cost of living in Cinco Ranch, TX?
The cost of living index in Cinco Ranch, TX is 144 (US average = 100). Median monthly rent is $1,968, median household income is $157,395/year, and the median home value is $459,500.
Is Cinco Ranch, TX affordable?
No, Cinco Ranch is more expensive than the national average with a cost index of 144. The rent-to-income ratio is 15.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Cinco Ranch, TX?
The median gross rent in Cinco Ranch, TX is $1,968 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $23,616.
What is the median household income in Cinco Ranch?
The median household income in Cinco Ranch, TX is $157,395 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.