Cleveland, OH

Very Low · 51

Ohio · Population 367,523 · Updated March 2026

$894
Median Rent / Month
$39,187
Median Income
$94,100
Median Home Value
$866
Owner Costs / Month

Affordability

How far your income goes in Cleveland

27.4%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Ohio

State-level tax rates that affect your costs

3.5%
Income Tax (Top Rate)
5.75%
Sales Tax
1.53%
Property Tax Rate

Estimated Annual Costs

$10,728
Annual Rent
$1,372
State Income Tax
$1,440
Property Tax (est.)

Cost of Living Overview

Cleveland is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 51 (where 100 equals the national median), Cleveland residents can expect to pay median rent of $894/month while earning a median household income of $39,187/year.

The median home value in Cleveland, OH is $94,100, with typical monthly owner costs around $866 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.4%, Cleveland falls within the generally affordable range, though it's approaching the 30% burden threshold.

Ohio has a moderate income tax rate of 3.5%. Combined with a 5.75% sales tax rate and 1.53% effective property tax rate, the overall tax environment is a factor in the total cost of living in Cleveland.

Frequently Asked Questions

Common questions about living costs in Cleveland

What is the cost of living in Cleveland, OH?
The cost of living index in Cleveland, OH is 51 (US average = 100). Median monthly rent is $894, median household income is $39,187/year, and the median home value is $94,100.
Is Cleveland, OH affordable?
Yes, Cleveland is more affordable than the national average with a cost index of 51. The rent-to-income ratio is 27.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Cleveland, OH?
The median gross rent in Cleveland, OH is $894 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,728.
What is the median household income in Cleveland?
The median household income in Cleveland, OH is $39,187 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Ohio?
Ohio has a top income tax rate of 3.5%, a sales tax of 5.75%, and an effective property tax rate of 1.53%.

Compare Cleveland With

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