Clute, TX

Below Avg · 85

Texas · Population 10,650 · Updated March 2026

$1,223
Median Rent / Month
$66,224
Median Income
$251,100
Median Home Value
$1,277
Owner Costs / Month

Affordability

How far your income goes in Clute

22.2%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$14,676
Annual Rent
$0
State Income Tax
$4,018
Property Tax (est.)

Cost of Living Overview

Clute offers a below-average cost of living, giving residents more purchasing power compared to many US cities. With a cost index of 85 (where 100 equals the national median), Clute residents can expect to pay median rent of $1,223/month while earning a median household income of $66,224/year.

The median home value in Clute, TX is $251,100, with typical monthly owner costs around $1,277 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.2% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Clute.

Frequently Asked Questions

Common questions about living costs in Clute

What is the cost of living in Clute, TX?
The cost of living index in Clute, TX is 85 (US average = 100). Median monthly rent is $1,223, median household income is $66,224/year, and the median home value is $251,100.
Is Clute, TX affordable?
Yes, Clute is more affordable than the national average with a cost index of 85. The rent-to-income ratio is 22.2%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Clute, TX?
The median gross rent in Clute, TX is $1,223 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $14,676.
What is the median household income in Clute?
The median household income in Clute, TX is $66,224 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.