Coeur d'Alene, ID

Above Avg · 110

Idaho · Population 55,558 · Updated March 2026

$1,328
Median Rent / Month
$70,845
Median Income
$451,600
Median Home Value
$1,272
Owner Costs / Month

Affordability

How far your income goes in Coeur d'Alene

22.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Idaho

State-level tax rates that affect your costs

5.8%
Income Tax (Top Rate)
6.0%
Sales Tax
0.63%
Property Tax Rate

Estimated Annual Costs

$15,936
Annual Rent
$4,109
State Income Tax
$2,845
Property Tax (est.)

Cost of Living Overview

Coeur d'Alene is more expensive than the national average. Higher housing costs are typically the primary driver. With a cost index of 110 (where 100 equals the national median), Coeur d'Alene residents can expect to pay median rent of $1,328/month while earning a median household income of $70,845/year.

The median home value in Coeur d'Alene, ID is $451,600, with typical monthly owner costs around $1,272 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Idaho has a moderate income tax rate of 5.8%. Combined with a 6.0% sales tax rate and 0.63% effective property tax rate, the overall tax environment is a factor in the total cost of living in Coeur d'Alene.

Frequently Asked Questions

Common questions about living costs in Coeur d'Alene

What is the cost of living in Coeur d'Alene, ID?
The cost of living index in Coeur d'Alene, ID is 110 (US average = 100). Median monthly rent is $1,328, median household income is $70,845/year, and the median home value is $451,600.
Is Coeur d'Alene, ID affordable?
No, Coeur d'Alene is more expensive than the national average with a cost index of 110. The rent-to-income ratio is 22.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Coeur d'Alene, ID?
The median gross rent in Coeur d'Alene, ID is $1,328 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $15,936.
What is the median household income in Coeur d'Alene?
The median household income in Coeur d'Alene, ID is $70,845 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Idaho?
Idaho has a top income tax rate of 5.8%, a sales tax of 6.0%, and an effective property tax rate of 0.63%.