Coos Bay, OR

Below Avg · 76

Oregon · Population 15,867 · Updated March 2026

$986
Median Rent / Month
$55,292
Median Income
$272,100
Median Home Value
$1,036
Owner Costs / Month

Affordability

How far your income goes in Coos Bay

21.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Oregon

State-level tax rates that affect your costs

9.9%
Income Tax (Top Rate)
0%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$11,832
Annual Rent
$5,474
State Income Tax
$2,531
Property Tax (est.)

Cost of Living Overview

Coos Bay is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 76 (where 100 equals the national median), Coos Bay residents can expect to pay median rent of $986/month while earning a median household income of $55,292/year.

The median home value in Coos Bay, OR is $272,100, with typical monthly owner costs around $1,036 including mortgage, insurance, and taxes. The median rent-to-income ratio of 21.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Oregon's top income tax rate of 9.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 0% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Coos Bay.

Frequently Asked Questions

Common questions about living costs in Coos Bay

What is the cost of living in Coos Bay, OR?
The cost of living index in Coos Bay, OR is 76 (US average = 100). Median monthly rent is $986, median household income is $55,292/year, and the median home value is $272,100.
Is Coos Bay, OR affordable?
Yes, Coos Bay is more affordable than the national average with a cost index of 76. The rent-to-income ratio is 21.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Coos Bay, OR?
The median gross rent in Coos Bay, OR is $986 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,832.
What is the median household income in Coos Bay?
The median household income in Coos Bay, OR is $55,292 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Oregon?
Oregon has a top income tax rate of 9.9%, a sales tax of 0%, and an effective property tax rate of 0.93%.