Crossville, TN

Very Low · 63

Tennessee · Population 12,265 · Updated March 2026

$827
Median Rent / Month
$50,672
Median Income
$230,300
Median Home Value
$812
Owner Costs / Month

Affordability

How far your income goes in Crossville

19.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Tennessee

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
7.0%
Sales Tax
0.64%
Property Tax Rate

Estimated Annual Costs

$9,924
Annual Rent
$0
State Income Tax
$1,474
Property Tax (est.)

Cost of Living Overview

Crossville is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 63 (where 100 equals the national median), Crossville residents can expect to pay median rent of $827/month while earning a median household income of $50,672/year.

The median home value in Crossville, TN is $230,300, with typical monthly owner costs around $812 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Tennessee has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 7.0% sales tax rate and 0.64% effective property tax rate, the overall tax environment helps keep costs manageable in Crossville.

Frequently Asked Questions

Common questions about living costs in Crossville

What is the cost of living in Crossville, TN?
The cost of living index in Crossville, TN is 63 (US average = 100). Median monthly rent is $827, median household income is $50,672/year, and the median home value is $230,300.
Is Crossville, TN affordable?
Yes, Crossville is more affordable than the national average with a cost index of 63. The rent-to-income ratio is 19.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Crossville, TN?
The median gross rent in Crossville, TN is $827 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $9,924.
What is the median household income in Crossville?
The median household income in Crossville, TN is $50,672 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Tennessee?
Tennessee has a top income tax rate of 0%, a sales tax of 7.0%, and an effective property tax rate of 0.64%. Notably, there is no state income tax.