Crystal, MN

Average · 99

Minnesota · Population 22,685 · Updated March 2026

$1,437
Median Rent / Month
$86,752
Median Income
$280,500
Median Home Value
$1,571
Owner Costs / Month

Affordability

How far your income goes in Crystal

19.9%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Minnesota

State-level tax rates that affect your costs

9.85%
Income Tax (Top Rate)
6.875%
Sales Tax
1.11%
Property Tax Rate

Estimated Annual Costs

$17,244
Annual Rent
$8,545
State Income Tax
$3,114
Property Tax (est.)

Cost of Living Overview

Crystal has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 99 (where 100 equals the national median), Crystal residents can expect to pay median rent of $1,437/month while earning a median household income of $86,752/year.

The median home value in Crystal, MN is $280,500, with typical monthly owner costs around $1,571 including mortgage, insurance, and taxes. The median rent-to-income ratio of 19.9% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Minnesota's top income tax rate of 9.85% is among the highest in the nation, adding to the overall cost burden. Combined with a 6.875% sales tax rate and 1.11% effective property tax rate, the overall tax environment is a factor in the total cost of living in Crystal.

Frequently Asked Questions

Common questions about living costs in Crystal

What is the cost of living in Crystal, MN?
The cost of living index in Crystal, MN is 99 (US average = 100). Median monthly rent is $1,437, median household income is $86,752/year, and the median home value is $280,500.
Is Crystal, MN affordable?
Yes, Crystal is more affordable than the national average with a cost index of 99. The rent-to-income ratio is 19.9%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Crystal, MN?
The median gross rent in Crystal, MN is $1,437 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $17,244.
What is the median household income in Crystal?
The median household income in Crystal, MN is $86,752 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Minnesota?
Minnesota has a top income tax rate of 9.85%, a sales tax of 6.875%, and an effective property tax rate of 1.11%.