Daphne, AL

Average · 96

Alabama · Population 28,673 · Updated March 2026

$1,337
Median Rent / Month
$86,479
Median Income
$309,700
Median Home Value
$1,357
Owner Costs / Month

Affordability

How far your income goes in Daphne

18.6%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Alabama

State-level tax rates that affect your costs

5.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.41%
Property Tax Rate

Estimated Annual Costs

$16,044
Annual Rent
$4,324
State Income Tax
$1,270
Property Tax (est.)

Cost of Living Overview

Daphne has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 96 (where 100 equals the national median), Daphne residents can expect to pay median rent of $1,337/month while earning a median household income of $86,479/year.

The median home value in Daphne, AL is $309,700, with typical monthly owner costs around $1,357 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.6% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Alabama has a moderate income tax rate of 5.0%. Combined with a 4.0% sales tax rate and 0.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Daphne.

Frequently Asked Questions

Common questions about living costs in Daphne

What is the cost of living in Daphne, AL?
The cost of living index in Daphne, AL is 96 (US average = 100). Median monthly rent is $1,337, median household income is $86,479/year, and the median home value is $309,700.
Is Daphne, AL affordable?
Yes, Daphne is more affordable than the national average with a cost index of 96. The rent-to-income ratio is 18.6%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Daphne, AL?
The median gross rent in Daphne, AL is $1,337 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $16,044.
What is the median household income in Daphne?
The median household income in Daphne, AL is $86,479 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Alabama?
Alabama has a top income tax rate of 5.0%, a sales tax of 4.0%, and an effective property tax rate of 0.41%.