Defiance, OH

Very Low · 53

Ohio · Population 16,830 · Updated March 2026

$841
Median Rent / Month
$63,118
Median Income
$134,600
Median Home Value
$812
Owner Costs / Month

Affordability

How far your income goes in Defiance

16.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Ohio

State-level tax rates that affect your costs

3.5%
Income Tax (Top Rate)
5.75%
Sales Tax
1.53%
Property Tax Rate

Estimated Annual Costs

$10,092
Annual Rent
$2,209
State Income Tax
$2,059
Property Tax (est.)

Cost of Living Overview

Defiance is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 53 (where 100 equals the national median), Defiance residents can expect to pay median rent of $841/month while earning a median household income of $63,118/year.

The median home value in Defiance, OH is $134,600, with typical monthly owner costs around $812 including mortgage, insurance, and taxes. The median rent-to-income ratio of 16.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Ohio has a moderate income tax rate of 3.5%. Combined with a 5.75% sales tax rate and 1.53% effective property tax rate, the overall tax environment is a factor in the total cost of living in Defiance.

Frequently Asked Questions

Common questions about living costs in Defiance

What is the cost of living in Defiance, OH?
The cost of living index in Defiance, OH is 53 (US average = 100). Median monthly rent is $841, median household income is $63,118/year, and the median home value is $134,600.
Is Defiance, OH affordable?
Yes, Defiance is more affordable than the national average with a cost index of 53. The rent-to-income ratio is 16.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Defiance, OH?
The median gross rent in Defiance, OH is $841 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $10,092.
What is the median household income in Defiance?
The median household income in Defiance, OH is $63,118 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Ohio?
Ohio has a top income tax rate of 3.5%, a sales tax of 5.75%, and an effective property tax rate of 1.53%.