Derby, KS

Below Avg · 76

Kansas · Population 25,801 · Updated March 2026

$1,082
Median Rent / Month
$82,089
Median Income
$221,600
Median Home Value
$1,175
Owner Costs / Month

Affordability

How far your income goes in Derby

15.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Kansas

State-level tax rates that affect your costs

5.7%
Income Tax (Top Rate)
6.5%
Sales Tax
1.41%
Property Tax Rate

Estimated Annual Costs

$12,984
Annual Rent
$4,679
State Income Tax
$3,125
Property Tax (est.)

Cost of Living Overview

Derby is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 76 (where 100 equals the national median), Derby residents can expect to pay median rent of $1,082/month while earning a median household income of $82,089/year.

The median home value in Derby, KS is $221,600, with typical monthly owner costs around $1,175 including mortgage, insurance, and taxes. The median rent-to-income ratio of 15.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Kansas has a moderate income tax rate of 5.7%. Combined with a 6.5% sales tax rate and 1.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Derby.

Frequently Asked Questions

Common questions about living costs in Derby

What is the cost of living in Derby, KS?
The cost of living index in Derby, KS is 76 (US average = 100). Median monthly rent is $1,082, median household income is $82,089/year, and the median home value is $221,600.
Is Derby, KS affordable?
Yes, Derby is more affordable than the national average with a cost index of 76. The rent-to-income ratio is 15.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Derby, KS?
The median gross rent in Derby, KS is $1,082 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,984.
What is the median household income in Derby?
The median household income in Derby, KS is $82,089 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Kansas?
Kansas has a top income tax rate of 5.7%, a sales tax of 6.5%, and an effective property tax rate of 1.41%.