Duluth, GA

Above Avg · 122

Georgia · Population 31,958 · Updated March 2026

$1,785
Median Rent / Month
$95,580
Median Income
$366,000
Median Home Value
$1,736
Owner Costs / Month

Affordability

How far your income goes in Duluth

22.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Georgia

State-level tax rates that affect your costs

5.49%
Income Tax (Top Rate)
4.0%
Sales Tax
0.92%
Property Tax Rate

Estimated Annual Costs

$21,420
Annual Rent
$5,247
State Income Tax
$3,367
Property Tax (est.)

Cost of Living Overview

Duluth has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 122 (where 100 equals the national median), Duluth residents can expect to pay median rent of $1,785/month while earning a median household income of $95,580/year.

The median home value in Duluth, GA is $366,000, with typical monthly owner costs around $1,736 including mortgage, insurance, and taxes. The median rent-to-income ratio of 22.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Georgia has a moderate income tax rate of 5.49%. Combined with a 4.0% sales tax rate and 0.92% effective property tax rate, the overall tax environment is a factor in the total cost of living in Duluth.

Frequently Asked Questions

Common questions about living costs in Duluth

What is the cost of living in Duluth, GA?
The cost of living index in Duluth, GA is 122 (US average = 100). Median monthly rent is $1,785, median household income is $95,580/year, and the median home value is $366,000.
Is Duluth, GA affordable?
No, Duluth is more expensive than the national average with a cost index of 122. The rent-to-income ratio is 22.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Duluth, GA?
The median gross rent in Duluth, GA is $1,785 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $21,420.
What is the median household income in Duluth?
The median household income in Duluth, GA is $95,580 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Georgia?
Georgia has a top income tax rate of 5.49%, a sales tax of 4.0%, and an effective property tax rate of 0.92%.