East Patchogue, NY

Very High · 145

New York · Population 21,364 · Updated March 2026

$1,863
Median Rent / Month
$107,721
Median Income
$459,200
Median Home Value
$2,335
Owner Costs / Month

Affordability

How far your income goes in East Patchogue

20.8%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$22,356
Annual Rent
$11,742
State Income Tax
$7,439
Property Tax (est.)

Cost of Living Overview

East Patchogue has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 145 (where 100 equals the national median), East Patchogue residents can expect to pay median rent of $1,863/month while earning a median household income of $107,721/year.

The median home value in East Patchogue, NY is $459,200, with typical monthly owner costs around $2,335 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.8% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in East Patchogue.

Frequently Asked Questions

Common questions about living costs in East Patchogue

What is the cost of living in East Patchogue, NY?
The cost of living index in East Patchogue, NY is 145 (US average = 100). Median monthly rent is $1,863, median household income is $107,721/year, and the median home value is $459,200.
Is East Patchogue, NY affordable?
No, East Patchogue is more expensive than the national average with a cost index of 145. The rent-to-income ratio is 20.8%—below the 30%% threshold considered affordable by HUD.
What is the average rent in East Patchogue, NY?
The median gross rent in East Patchogue, NY is $1,863 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $22,356.
What is the median household income in East Patchogue?
The median household income in East Patchogue, NY is $107,721 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.