East Setauket, NY

Very High · 178

New York · Population 10,385 · Updated March 2026

$2,189
Median Rent / Month
$149,820
Median Income
$613,300
Median Home Value
$2,737
Owner Costs / Month

Affordability

How far your income goes in East Setauket

17.5%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in New York

State-level tax rates that affect your costs

10.9%
Income Tax (Top Rate)
4.0%
Sales Tax
1.62%
Property Tax Rate

Estimated Annual Costs

$26,268
Annual Rent
$16,330
State Income Tax
$9,935
Property Tax (est.)

Cost of Living Overview

East Setauket has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 178 (where 100 equals the national median), East Setauket residents can expect to pay median rent of $2,189/month while earning a median household income of $149,820/year.

The median home value in East Setauket, NY is $613,300, with typical monthly owner costs around $2,737 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.5% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

New York's top income tax rate of 10.9% is among the highest in the nation, adding to the overall cost burden. Combined with a 4.0% sales tax rate and 1.62% effective property tax rate, the overall tax environment is a factor in the total cost of living in East Setauket.

Frequently Asked Questions

Common questions about living costs in East Setauket

What is the cost of living in East Setauket, NY?
The cost of living index in East Setauket, NY is 178 (US average = 100). Median monthly rent is $2,189, median household income is $149,820/year, and the median home value is $613,300.
Is East Setauket, NY affordable?
No, East Setauket is more expensive than the national average with a cost index of 178. The rent-to-income ratio is 17.5%—below the 30%% threshold considered affordable by HUD.
What is the average rent in East Setauket, NY?
The median gross rent in East Setauket, NY is $2,189 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $26,268.
What is the median household income in East Setauket?
The median household income in East Setauket, NY is $149,820 per year. This compares to the national median of approximately $80,000.
What are the taxes like in New York?
New York has a top income tax rate of 10.9%, a sales tax of 4.0%, and an effective property tax rate of 1.62%.