Edinburg, TX

Very Low · 64

Texas · Population 102,561 · Updated March 2026

$968
Median Rent / Month
$57,789
Median Income
$174,800
Median Home Value
$978
Owner Costs / Month

Affordability

How far your income goes in Edinburg

20.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$11,616
Annual Rent
$0
State Income Tax
$2,797
Property Tax (est.)

Cost of Living Overview

Edinburg is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 64 (where 100 equals the national median), Edinburg residents can expect to pay median rent of $968/month while earning a median household income of $57,789/year.

The median home value in Edinburg, TX is $174,800, with typical monthly owner costs around $978 including mortgage, insurance, and taxes. The median rent-to-income ratio of 20.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in Edinburg.

Frequently Asked Questions

Common questions about living costs in Edinburg

What is the cost of living in Edinburg, TX?
The cost of living index in Edinburg, TX is 64 (US average = 100). Median monthly rent is $968, median household income is $57,789/year, and the median home value is $174,800.
Is Edinburg, TX affordable?
Yes, Edinburg is more affordable than the national average with a cost index of 64. The rent-to-income ratio is 20.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Edinburg, TX?
The median gross rent in Edinburg, TX is $968 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,616.
What is the median household income in Edinburg?
The median household income in Edinburg, TX is $57,789 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.