El Campo, TX

Very Low · 65

Texas · Population 12,220 · Updated March 2026

$973
Median Rent / Month
$67,356
Median Income
$183,400
Median Home Value
$981
Owner Costs / Month

Affordability

How far your income goes in El Campo

17.3%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Texas

State-level tax rates that affect your costs

0%
Income Tax (Top Rate)
6.25%
Sales Tax
1.6%
Property Tax Rate

Estimated Annual Costs

$11,676
Annual Rent
$0
State Income Tax
$2,934
Property Tax (est.)

Cost of Living Overview

El Campo is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 65 (where 100 equals the national median), El Campo residents can expect to pay median rent of $973/month while earning a median household income of $67,356/year.

The median home value in El Campo, TX is $183,400, with typical monthly owner costs around $981 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.3% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Texas has no state income tax, which can represent significant savings compared to high-tax states. Combined with a 6.25% sales tax rate and 1.6% effective property tax rate, the overall tax environment helps keep costs manageable in El Campo.

Frequently Asked Questions

Common questions about living costs in El Campo

What is the cost of living in El Campo, TX?
The cost of living index in El Campo, TX is 65 (US average = 100). Median monthly rent is $973, median household income is $67,356/year, and the median home value is $183,400.
Is El Campo, TX affordable?
Yes, El Campo is more affordable than the national average with a cost index of 65. The rent-to-income ratio is 17.3%—below the 30%% threshold considered affordable by HUD.
What is the average rent in El Campo, TX?
The median gross rent in El Campo, TX is $973 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $11,676.
What is the median household income in El Campo?
The median household income in El Campo, TX is $67,356 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Texas?
Texas has a top income tax rate of 0%, a sales tax of 6.25%, and an effective property tax rate of 1.6%. Notably, there is no state income tax.