El Dorado Hills, CA

Very High · 220

California · Population 50,553 · Updated March 2026

$2,468
Median Rent / Month
$163,544
Median Income
$870,300
Median Home Value
$3,048
Owner Costs / Month

Affordability

How far your income goes in El Dorado Hills

18.1%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$29,616
Annual Rent
$21,751
State Income Tax
$6,179
Property Tax (est.)

Cost of Living Overview

El Dorado Hills has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 220 (where 100 equals the national median), El Dorado Hills residents can expect to pay median rent of $2,468/month while earning a median household income of $163,544/year.

The median home value in El Dorado Hills, CA is $870,300, with typical monthly owner costs around $3,048 including mortgage, insurance, and taxes. The median rent-to-income ratio of 18.1% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in El Dorado Hills.

Frequently Asked Questions

Common questions about living costs in El Dorado Hills

What is the cost of living in El Dorado Hills, CA?
The cost of living index in El Dorado Hills, CA is 220 (US average = 100). Median monthly rent is $2,468, median household income is $163,544/year, and the median home value is $870,300.
Is El Dorado Hills, CA affordable?
No, El Dorado Hills is more expensive than the national average with a cost index of 220. The rent-to-income ratio is 18.1%—below the 30%% threshold considered affordable by HUD.
What is the average rent in El Dorado Hills, CA?
The median gross rent in El Dorado Hills, CA is $2,468 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $29,616.
What is the median household income in El Dorado Hills?
The median household income in El Dorado Hills, CA is $163,544 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.