Eufaula, AL

Very Low · 46

Alabama · Population 12,664 · Updated March 2026

$660
Median Rent / Month
$45,550
Median Income
$137,400
Median Home Value
$698
Owner Costs / Month

Affordability

How far your income goes in Eufaula

17.4%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in Alabama

State-level tax rates that affect your costs

5.0%
Income Tax (Top Rate)
4.0%
Sales Tax
0.41%
Property Tax Rate

Estimated Annual Costs

$7,920
Annual Rent
$2,278
State Income Tax
$563
Property Tax (est.)

Cost of Living Overview

Eufaula is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 46 (where 100 equals the national median), Eufaula residents can expect to pay median rent of $660/month while earning a median household income of $45,550/year.

The median home value in Eufaula, AL is $137,400, with typical monthly owner costs around $698 including mortgage, insurance, and taxes. The median rent-to-income ratio of 17.4% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

Alabama has a moderate income tax rate of 5.0%. Combined with a 4.0% sales tax rate and 0.41% effective property tax rate, the overall tax environment is a factor in the total cost of living in Eufaula.

Frequently Asked Questions

Common questions about living costs in Eufaula

What is the cost of living in Eufaula, AL?
The cost of living index in Eufaula, AL is 46 (US average = 100). Median monthly rent is $660, median household income is $45,550/year, and the median home value is $137,400.
Is Eufaula, AL affordable?
Yes, Eufaula is more affordable than the national average with a cost index of 46. The rent-to-income ratio is 17.4%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Eufaula, AL?
The median gross rent in Eufaula, AL is $660 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $7,920.
What is the median household income in Eufaula?
The median household income in Eufaula, AL is $45,550 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Alabama?
Alabama has a top income tax rate of 5.0%, a sales tax of 4.0%, and an effective property tax rate of 0.41%.