Eureka, CA

Average · 95

California · Population 26,302 · Updated March 2026

$1,157
Median Rent / Month
$60,253
Median Income
$375,800
Median Home Value
$1,187
Owner Costs / Month

Affordability

How far your income goes in Eureka

23.0%
Rent-to-Income Ratio
Affordable
Rent takes less than 25% of median income — considered affordable by HUD standards.

Tax Burden in California

State-level tax rates that affect your costs

13.3%
Income Tax (Top Rate)
7.25%
Sales Tax
0.71%
Property Tax Rate

Estimated Annual Costs

$13,884
Annual Rent
$8,014
State Income Tax
$2,668
Property Tax (est.)

Cost of Living Overview

Eureka has a cost of living close to the national average, offering a balanced mix of expenses and amenities. With a cost index of 95 (where 100 equals the national median), Eureka residents can expect to pay median rent of $1,157/month while earning a median household income of $60,253/year.

The median home value in Eureka, CA is $375,800, with typical monthly owner costs around $1,187 including mortgage, insurance, and taxes. The median rent-to-income ratio of 23.0% means housing is relatively affordable here — well below the 30% threshold that HUD considers cost-burdened.

California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Eureka.

Frequently Asked Questions

Common questions about living costs in Eureka

What is the cost of living in Eureka, CA?
The cost of living index in Eureka, CA is 95 (US average = 100). Median monthly rent is $1,157, median household income is $60,253/year, and the median home value is $375,800.
Is Eureka, CA affordable?
Yes, Eureka is more affordable than the national average with a cost index of 95. The rent-to-income ratio is 23.0%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Eureka, CA?
The median gross rent in Eureka, CA is $1,157 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $13,884.
What is the median household income in Eureka?
The median household income in Eureka, CA is $60,253 per year. This compares to the national median of approximately $80,000.
What are the taxes like in California?
California has a top income tax rate of 13.3%, a sales tax of 7.25%, and an effective property tax rate of 0.71%.