California · Population 119,985 · Updated March 2026
How far your income goes in Fairfield
State-level tax rates that affect your costs
Fairfield has a significantly higher cost of living than most US cities, driven largely by premium housing costs. With a cost index of 167 (where 100 equals the national median), Fairfield residents can expect to pay median rent of $2,191/month while earning a median household income of $102,321/year.
The median home value in Fairfield, CA is $592,500, with typical monthly owner costs around $2,226 including mortgage, insurance, and taxes. With a rent-to-income ratio of 25.7%, Fairfield falls within the generally affordable range, though it's approaching the 30% burden threshold.
California's top income tax rate of 13.3% is among the highest in the nation, adding to the overall cost burden. Combined with a 7.25% sales tax rate and 0.71% effective property tax rate, the overall tax environment is a factor in the total cost of living in Fairfield.
Common questions about living costs in Fairfield
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