Ferguson, MO

Very Low · 60

Missouri · Population 18,350 · Updated March 2026

$1,066
Median Rent / Month
$46,106
Median Income
$99,300
Median Home Value
$1,049
Owner Costs / Month

Affordability

How far your income goes in Ferguson

27.7%
Rent-to-Income Ratio
Moderate
Rent takes 25-35% of median income — moderate affordability.

Tax Burden in Missouri

State-level tax rates that affect your costs

4.95%
Income Tax (Top Rate)
4.225%
Sales Tax
0.93%
Property Tax Rate

Estimated Annual Costs

$12,792
Annual Rent
$2,282
State Income Tax
$923
Property Tax (est.)

Cost of Living Overview

Ferguson is significantly cheaper than the national average, making it an attractive option for budget-conscious individuals and families. With a cost index of 60 (where 100 equals the national median), Ferguson residents can expect to pay median rent of $1,066/month while earning a median household income of $46,106/year.

The median home value in Ferguson, MO is $99,300, with typical monthly owner costs around $1,049 including mortgage, insurance, and taxes. With a rent-to-income ratio of 27.7%, Ferguson falls within the generally affordable range, though it's approaching the 30% burden threshold.

Missouri has a moderate income tax rate of 4.95%. Combined with a 4.225% sales tax rate and 0.93% effective property tax rate, the overall tax environment is a factor in the total cost of living in Ferguson.

Frequently Asked Questions

Common questions about living costs in Ferguson

What is the cost of living in Ferguson, MO?
The cost of living index in Ferguson, MO is 60 (US average = 100). Median monthly rent is $1,066, median household income is $46,106/year, and the median home value is $99,300.
Is Ferguson, MO affordable?
Yes, Ferguson is more affordable than the national average with a cost index of 60. The rent-to-income ratio is 27.7%—below the 30%% threshold considered affordable by HUD.
What is the average rent in Ferguson, MO?
The median gross rent in Ferguson, MO is $1,066 per month according to the US Census Bureau ACS 2023 data. Annual rent costs approximately $12,792.
What is the median household income in Ferguson?
The median household income in Ferguson, MO is $46,106 per year. This compares to the national median of approximately $80,000.
What are the taxes like in Missouri?
Missouri has a top income tax rate of 4.95%, a sales tax of 4.225%, and an effective property tax rate of 0.93%.